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We explain the different types of financial advisors in Hong Kong, decipher what they can actually help with, plus point you in the right direction to find financial planning support.
Money is one of those things everyone thinks about, but no one really talks about — from school fees and savings goals to investments, insurance, retirement planning and whether you’ll ever actually move back “home”. Finding the right financial planner in Hong Kong can help turn those quiet worries, big plans and late-night spreadsheet spirals into a clearer, more confident financial roadmap.
Before choosing a financial advisor in Hong Kong, it’s worth knowing that not all planners offer the same kind of support. Some focus on investment advice or wealth management, others specialise in insurance, MPF, retirement planning or broader family financial planning. Depending on what they advise on or sell, different licences or registrations may apply (check out our handy FAQ section), so it’s always worth checking so that the advice is tailored to your family’s goals.
To help you get started, we’ve rounded up our pick of financial advisors in Hong Kong. These firms offer everything from family-focused planning services to wealth management specialists.
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Financial Advisors In Hong Kong
Financial Planning FAQs
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Financial Advisors In Hong Kong
BMP Wealth Limited — Award-winning independent financial planners in Hong Kong
Most wealth managers focus on the market, but BMP Wealth — aka, ‘Build, Manage, Preserve’ — knows that money is personal. With this in mind, it provides advice on how to ensure enduring financial security without sacrificing the lifestyle you love or legacy you want to leave. From building wealth, planning for retirement and protecting what matters to optimising taxes and preparing your estate succession, BMP focuses on planning for life’s major transitions. Its award-winning approach includes risk-adjusted global portfolios built with multi-asset sophistication, low overall costs (so more of your returns stay in your pocket!) and personalised financial plans that evolve alongside you.
BMP Wealth Limited, 21/F Tower One, New World Tower, 16-18 Queens Road Central, Hong Kong, 2905 9041, www.bmpwealth.com, www.facebook.com/BMPWealthManagement, www.linkedin.com/company/bmpwealth
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Lynda Calver Financial Planner — Financial planning for women and expat families
Lynda Calver works with many international clients in Hong Kong, with a particular focus on financial planning for women, children’s education planning, divorce support, retirement, insurance and estate planning.
Lynda Calver Financial Planner, Belvest Investment Services Limited, 9/F Centre Mark II, 305-313 Queen’s Road Central, Sheung Wan, Hong Kong, 2827 1199, [email protected], www.lyndacalver.com
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Private Capital — Financial planning for British citizens living in Hong Kong
Private Capital offers fee-only, fiduciary financial advisors for Hong Kong families with UK ties. The team help clients make confident decisions around retirement, returning home, investments and long-term wealth.
Private Capital, 6/F, Oriental Crystal Commercial Building, 46 Lyndhurst Terrace, Central, Hong Kong, 2500 5900, www.private-capital.com.hk
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Pyrmont Wealth Management — Life-centred financial advice in Hong Kong
Pyrmont Wealth Management works with Hong Kong families to connect day-to-day money decisions with bigger life goals. From building wealth and planning ahead to making investment choices feel less overwhelming.
Pyrmont Wealth Management, 1217-19 Leighton Centre, 77 Leighton Road, Causeway Bay, Hong Kong, 5744 1188, [email protected], www.pyrmontwm.com
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MASECO Asia — American-focused cross-border wealth planning
MASECO Asia is a good fit for US-connected families in Hong Kong, helping clients navigate the tricky mix of investments, tax considerations and financial planning when life, work and assets span more than one country.
MASECO Asia, Suite 2111, 21/F, New World Tower, 16-18 Queen’s Road Central, Central, Hong Kong, 5808 2064, [email protected], www.masecoasia.com
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Eight Wealth International — Financial planning for families across all life stages
Eight Wealth International offers financial planning across Asia, the UAE and the UK, with advice spanning family wealth, education, property, protection and legacy planning.
Eight Wealth International, 1/F, Henley Building, 5 Queen’s Road Central, Central, Hong Kong, www.eightwealthinternational.asia
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Winson Capital — Independent financial advice for families and businesses
Privately owned and independent, Winson Capital works with individuals, families and businesses on financial planning, education planning, insurance, tax, inheritance and moving assets across borders.
Winson Capital, Level 3, Eton Tower, 8 Hysan Avenue, Causeway Bay, Hong Kong, 3482 8662, [email protected], www.winsoncapital.com
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Financial Spectrum — Fee-for-service advice for Australians in Hong Kong
Financial Spectrum offers privately owned, fee-for-service financial advice for Australians living overseas. Plus, there are no commissions or product-driven recommendations.
Financial Spectrum, Level 48, 99 Queen’s Road Central, Central, Hong Kong, [email protected], www.financialspectrum.com.au
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H Capital Financial Advice — Fee-based planning for Hong Kong residents
H Capital has been offering fee-based financial advice and investment management in Hong Kong since 1997, with services spanning MPF, investment planning and long-term wealth management.
H Capital, 18/F Chinaweal Centre, Suite P, 414-424 Jaffe Road, Causeway Bay, Hong Kong, 2511 8337, [email protected], www.hfs.com.hk
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Infinity Financial Solutions — Financial planning and education fee advice
Infinity Financial Solutions provides expat financial services and wealth management in Hong Kong, with planning support that includes education fees, financial planning and tailored solutions for individuals and businesses.
Infinity Financial Solutions, [email protected], www.infinitysolutions.com.hk
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More Financial Planners In Hong Kong
- Progeny Hong Kong – Financial planning, wealth management and UK tax and legal support. www.theprogenygroup.com
- LEO Wealth – Independent global wealth advisor with cross-border estate, tax, insurance and investment planning expertise. www.leowealth.global
- Atlas Wealth Management – Tax, mortgage and financial advice for Australians in Hong Kong. www.atlaswealth.com
- Holborn Assets Hong Kong – Global financial advisory firm. www.holbornassets.asia
- St. James’s Place Hong Kong – Wealth management and financial planning for families looking at investments, retirement and estate planning. www.sjp.asia
- HSBC Future Planner – A bank-led planning tool for parents looking at education costs, life goals and broader wealth planning. www.hsbc.com.hk
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Financial Planning FAQs
What Does A Financial Planner In Hong Kong Do?
A financial planner in Hong Kong can help you make sense of the bigger money picture, from budgeting, savings and investments to insurance, retirement planning, education fees and future life goals. For families, this can be especially helpful when school fees, mortgages, relocation plans and long-term security all need to be considered together.
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What Is The Difference Between A Financial Planner And A Financial Advisor?
The terms financial planner and financial advisor are often used interchangeably, but services can vary. Some advisors focus on investment advice, while others specialise in insurance, MPF, retirement planning, wealth management or broader family financial planning. The key is to check what they actually advise on, how they are paid and whether they are properly licensed for the services they offer.
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How Do I Choose A Financial Advisor In Hong Kong?
Start by thinking about what you need help with, whether that’s school fees, retirement, investments, insurance, estate planning or cross-border finances. Then ask about the advisor’s qualifications, experience, fee structure, licensing, approach to risk and whether they provide written recommendations. A good financial advisor should be able to explain things clearly, without pressure or jargon.
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Should I Use An Independent Financial Advisor In Hong Kong?
An independent financial advisor may be worth considering if you want advice that is not tied to one bank, insurer or product provider. That said, “independent” can mean different things, so it’s still important to ask how the advisor is paid, whether they receive commissions and what range of products or providers they can recommend.
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How Much Does A Financial Planner Cost In Hong Kong?
Fees vary widely depending on the firm, the type of advice and how complex your financial situation is. Some financial planners charge a fixed fee, some charge an ongoing advice or management fee, and others may receive commission from products. Before committing, ask for a clear breakdown of costs in writing so there are no surprises later.
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Can A Financial Planner Help With School Fees And Education Planning?
Yes, many financial planners in Hong Kong can help families plan for school fees, boarding school, university costs and education savings. This can be especially useful if you have children in international schools, are planning overseas study or want to balance education costs with retirement, mortgage and investment goals.
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How Do I Check If A Financial Advisor Is Licensed In Hong Kong?
Licensing depends on what the advisor is recommending. Investment advisors may be listed with the Securities and Futures Commission, insurance intermediaries can be checked through the Insurance Authority, and MPF intermediaries through the MPFA. It’s always worth searching the relevant public register and confirming the individual advisor, not just the company name.
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What Questions Should I Ask Before Meeting A Financial Adviser?
Ask what areas they specialise in, who they typically work with, how they are paid, whether they receive commission, what licences they hold and whether they will put their advice in writing. You can also ask how often your plan will be reviewed, what happens if your circumstances change and whether there are any exit fees or ongoing costs.
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Do Families In Hong Kong Need Financial Planning?
Not every family needs a full financial plan, but many can benefit from professional advice at key life stages. Having a baby, buying property, changing jobs, paying international school fees, moving countries, starting a business or planning retirement can all be good moments to speak with a financial planner in Hong Kong.
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What Should I Bring To A First Financial Planning Meeting?
Bring a rough snapshot of your finances, including income, savings, investments, insurance policies, MPF details, debts, school fee commitments and any major goals. You don’t need everything perfectly organised, but the more honest you are about where things stand, the more useful the advice is likely to be.
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